NextAct Business · Payment Change Guard
Hold the payment until the change is confirmed
When a request changes where money should go, the guard compares it with the destination you already recorded, holds anything new, and walks your team through confirming it by a route the requester does not control. A hold is a status inside NextAct Business: it does not block a payment at your bank.
- 1
Change requested
- 2
Compared with records
- 3
New destination held
- 4
Confirmed by a known route
- 5
Signed off by a second person
- 6
Recorded in the audit trail
Recorded destination
- Account name
- Northwind Supplies Ltd
- Sort code
- ••-••-08
- Account number
- ••••6012
Entered by your organisation. Not independently verified.
Proposed destination
- Account name
- Northwind Supplies Ltd
- Sort code
- ••-••-11Changed
- Account number
- ••••4412Changed
Read from the request.
- Independent verification routeThe phone number already on file — never one from the message.
- ApprovalWith four-eyes on, a second person signs off before the record changes.
What a baseline is — and what it is not
Recorded by your organisation
A baseline is the payment details your team entered for a supplier. NextAct compares each change with it. It does not check the baseline with the bank or the supplier.
Confirmed independently
Only a call or letter through a route you already trusted confirms that details are genuine. NextAct records who confirmed a change, how and when; it cannot make that call for you.
A match means a request agrees with your records — not that your records are right. A hold keeps a change waiting inside NextAct; it does not stop a payment at your bank.
- Baselines you controlRecord each supplier’s known payment details once. Changes are compared with them, not with the message.
- Four-eyes approvalWith four-eyes on, whoever submits a payment check cannot also verify it, and a change to recorded bank details waits for a second person. Sensitive actions need an authenticator code.
- An append-only audit trailEvery check, verification and approval made through NextAct Business is recorded with who and when. The application adds entries and offers no way to edit or delete them; someone with direct database access is outside that promise.
Start your workspace
Sign in with Google, then name your workspace. No invitation is needed to start your own team. Joining an existing team still needs its invitation.
Public Business preview
NextAct Business has not completed independent validation. It supports your payment controls; it does not replace them.